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Every car insurance policy written in the maritimes is obliged to, by law, cover a minimum amount of coverage and benefits. Every vehicle owner is minimally insured with what we commonly refer to as PLPD. These minimum benefits apply to all motor vehicles, whether it be an automobile, a motorcycle, a truck, a snowmobile or…
Did you know that there is only one province in Canada in which having winter tires on your vehicle is mandatory by law? In 2007, Quebec instituted Law 42 which requires all persons operating a motor vehicle to install four winter tires from December 15th to March 15th of every year. Besides the province of…
It is common to hear reports of how distracted driving in Canada leads to accidents involving other vehicles. What is often less talked about is the role distracted driving plays in pedestrian accidents. Many organizations detail the dangers of driving while distracted and how it may lead to a collision. It is reasonable to assume…
After you have successfully made a claim against an at-fault driver, the insurance company will compensate you. The insurance company has the right to pay your injury claim as a one-time payment (lump sum). This payment includes compensation for things that will happen in the future (i.e. future pain and suffering, future expenses, etc). The…
People who suffer from a catastrophic injury often need assistive devices to help them live life. The issue here is that these assistive devices are often costly, and not everyone will have the funds available to purchase and upkeep those devices. When insurance or provincial is available, the wait time for devices can be lengthy….
When you are injured in an accident, your top priority is probably getting the medical care you need. You might not think about the cost of that care or how you are going to make ends meet if you have a severe injury that prevents you from working. Once you have the medical emergencies handled,…
Although less frequent than car accidents, Canadians are injured in bus and train accidents every year. If you suffer from injuries following a public transit accident, you may be wondering if you are liable or not and what your options are. Can I claim for damages? Those injured in public transit accidents may claim for…
September brings kids back to school and back to the sports field. Concussions and other types of head injuries can occur during many sports, especially football. The reality of a sport like football is that a good number of kids will walk away from the field with bumps and bruises that will heal in time….
If you find yourself making a long term disability insurance claim in New Brunswick, you hope that everything goes as planned. This means receiving benefits as quickly as possible, as you don’t want to get too far behind in regards to your finances. Unfortunately, it’s not uncommon in today’s world for a long term disability…
“No Win, No Fee”, “We don’t get paid unless you do”, “No fee unless successful”… these are the words often used by law firms to describe contingency fee agreements. In New Brunswick, Nova Scotia, PEI and in North America for that matter, contingency fee agreements are the most common arrangement for hiring a lawyer in…
A person who suffers from a spinal cord injury is likely going to feel the effects of the injury right away. The initial injury to the spinal cord causes the nerve cells in the area to die or become damaged. That is what causes some of the effects of the spinal cord injury. It isn’t,…
Suffering an injury is something that can negatively affect your life. In some cases, the injury might be so severe that you are unable to work or enjoy life in the manner in which you are accustomed. If that is the case, you might wonder if you can apply for the Severe Permanent Disability Benefit….
Bicycle helmets save lives and help prevent brain injury. In NB, NS and PEI, cyclists of all ages are required to wear a helmet, it’s the law. In Canada, 7,500 cyclists are seriously injured each year, with many suffering from moderate to severe brain injuries. Studies indicate helmets can provide an 88% reduction in the…
One of the most common myths associated with Traumatic Brain Injuries is that they are only caused by a sudden of severe accident to the skull. We see this type of TBI often with professional sports athletes, such as in the NFL. It is quickly recognized and diagnosed due to the obvious trauma to the…
Rehabilitation after a traumatic brain injury is a crucial part of recovery. The process of rehab can help people with a TBI to learn how to live life again. The skills learned in rehab can help them learn how to overcome obstacles so they can perform self care tasks and possibly work. There is an…
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