What is Considered a Minor Injury for the Cap?
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What is Considered a Minor Injury for the Cap?

In car accident injury claims across Nova Scotia, New Brunswick, and Prince Edward Island, the concept of a “minor injury cap” plays a significant role in determining compensation for pain and suffering. This cap limits the maximum amount a person can receive in damages if their injuries are considered “minor.” However, the definition of what…

How to Make an Insurance Claim Against an At-Fault Driver
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How to Make an Insurance Claim Against an At-Fault Driver

If you’ve been involved in a motor vehicle accident where another driver is at fault, you may be entitled to compensation for your damages. Not just to get your vehicle repaired, but to compensate for time off work, changes in lifestyle, medical bills, and more. Navigating the insurance claim process can be complex, especially if…

Navigating SEF 44: 7 Key Questions Answered About This Coverage
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Navigating SEF 44: 7 Key Questions Answered About This Coverage

Understanding insurance coverage can often be a daunting task, especially when it comes tospecific policies like SEF 44, or the Standard Endorsement Form 44. This optional coverage is vitalfor drivers in Canada as it enhances the protection provided by your auto insurance policy. In 2020,insurance companies reported over 60,000 claims related to accidents involving uninsuredmotorists….

Navigating SEF 44: 7 Key Questions Answered About This Coverage
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Navigating SEF 44: 7 Key Questions Answered About This Coverage

Navigating Policy Interactions: How SEF 44 Complements Your Coverage Understanding insurance coverage can often be a daunting task, especially when it comes to specific policies like SEF 44, or the Standard Endorsement Form 44. This optional coverage is vital for drivers in Canada as it enhances the protection provided by your auto insurance policy. In…

Understanding Causation in Personal Injury Cases

Understanding Causation in Personal Injury Cases

In personal injury cases, the concept of causation plays a crucial role in determining who is legally responsible for an accident and the damages that result. When an individual files a personal injury claim against another party, one of the primary legal hurdles is proving that they themselves were not at fault. This is where…

Automobile insurance policy ready to be signed
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Major Sections in the Standard Automobile Insurance Policy

In New Brunswick, the Financial and Consumer Services Commission has approved a Standard Automobile Insurance Policy. This means that every insured vehicle in New Brunswick has, at the very least, the same minimum coverage. There are 5 major sections in the Standard Automobile Insurance Policy. Learn more in this article.

How to make an Insurance Claim against an at-fault driver?

How to make an Insurance Claim against an at-fault driver?

If you have been injured because of someone else’s negligence or recklessness, you may have the right to make a personal injury claim. A claim against the at-fault driver is usually paid by his or her insurance company. This type of claim is known as “Section A” claims. More than 95% of these claims are…

How to prepare for Oral Discovery

How to prepare for Oral Discovery

If you suffered personal injuries following a motor vehicle accident, made a claim and received a date for your Oral Discovery (or Examination for Discovery), you probably have some questions. In this article, we are giving you some general information regarding the Oral Discovery. Of course, it is in your best interests to consult with…

What happens if the person I got in an accident with doesn’t have insurance coverage?
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What happens if the person I got in an accident with doesn’t have insurance coverage?

If you’ve had the misfortune of being in a car accident or know someone who has been involved in one, you may know to what extent insurance coverages come into play when determining the compensation each party involved will receive. You may not know, however, that insurance companies tag onto automobile policies a coverage called…

What Are Compensatory Damages?
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What Are Compensatory Damages?

When someone is injured in a motor vehicle accident, there are certain procedures in place in order to insure their well-being. In the event of an accident, we call the compensation offered to the victim compensatory damages. In fact, this type of compensation is meant to place the victim of a motor vehicle accident in…

Insurance: the difference between PLPD and comprehensive coverages

Insurance: the difference between PLPD and comprehensive coverages

Every car insurance policy written in the maritimes is obliged to, by law, cover a minimum amount of coverage and benefits. Every vehicle owner is minimally insured with what we commonly refer to as PLPD. These minimum benefits apply to all motor vehicles, whether it be an automobile, a motorcycle, a truck, a snowmobile or…

Tips for getting the best Injury Claim Settlement

Tips for getting the best Injury Claim Settlement

When you’re in the process of seeking compensation for the injuries you suffered following a motor vehicle accident, you are entering into an extended negotiation process with the insurance company. You will be dealing with an insurance adjuster whose job is to settle claims for as little cost to the insurance company as possible. Here…

What can you claim after a motor vehicle accident?

What can you claim after a motor vehicle accident?

  If you have been injured because of someone else’s carelessness or recklessness, you may have the right to make a personal injury claim. The goal of compensation is that you are supposed to be no worse off than if the injury or accident never happened. It should restore what you have lost, or offset…

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