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If you have been injured in a traffic accident, it is important to know that benefits are immediately available to you regardless of who is at fault. They are called Section B Benefits, or no fault accident benefits. All automobile insurance policies in New Brunswick are based on a model contract, which means that all policies, regardless of your insurance, have the same features and benefits.
There is a general right on insurers to obtain professional advices. Clause (5) of the Special Provisions states: (5) MEDICAL REPORTS The insurer has the right and the claimant shall afford to the insurer, an opportunity to examine the person of the insured person when and as often as it reasonably requires while the claim is…
In principle, vacation benefits are different than sick leave benefits. While sick days are akin to an insurance plan (i.e. there when needed), vacation benefits are part of the employee’s basic remuneration package and are expected to be used yearly to maintain productivity, not to treat illnesses. Thus, they are more akin to a pension…
The 1996 amendment to the insurance Act, supra, refers expressly to “sick leave plans”: s. 265.4(1)(b). Before then, sick leave credits used as a result of an injury could potentially be claimed if the evidence showed that they were cashable at the time of retirement or if there was an undertaking to reimburse the employer…
When the insured party survives a car collision but requires treatments, the insurance policy provides for medical coverage. The treatments covered are defined as follows in the contract: The insurer will pay with respect to each insured person who sustains a bodily injury as a result of an accident reasonable expenses resulting from the accident…
Snowmobiles and ATVs in NB, NS and PEI are considered motor vehicles and must be insured, which means you have access to the same benefits that you have with a car or motorcycle. Among other things, you are guaranteed protection against a claim from another person, as well as access to medical benefits if you…
A surprising number of individuals aren’t fully aware of what their auto insurance plan covers. From basic PLPD to full coverage, there are many different types of plans that different insurance companies offer. All Canadian insurance policies offer what is commonly called Accident Benefits, which is the financial support offered by the insurance company in…
If you were injured in a motor vehicle accident, then you have the right to get insurance benefits from your own car insurance company, or the insurance company of the other driver, no matter who is at fault for the accident. These benefits are called Accident Benefits (Section B) and include payments, such as weekly…
Automobile-Proof-of-Claim Employers-Confirmation-of-Income-Benefits To-Be-Completed-by-Attending-Doctor If you are injured in a motor vehicle accident, then you have the right to get insurance benefits from your own car insurance company, or the insurance company of the other driver, no matter who is at fault for the accident. These benefits are called “Accident Benefits” and include payment for medical…
Applying for benefits can be a stressful and overwhelming process. Don’t worry; we are here to help you. Your accident benefits insurer will send you three forms: 1. Notice of Claim Form Fill this Form out yourself and send it back to the insurance company right away. 2. Medical Form This Form should be filled…
If you were injured in a motor vehicle accident, then you have the right to get insurance benefits from your own car insurance company, or the insurance company of the other driver, no matter who is at fault for the accident. These benefits are called Accident Benefits (Section B) and include payment for medical and…
Every car insurance policy in Nova Scotia, New Brunswick and PEI provides a minimum amount of coverage and benefits that are defined by law. If you have motor vehicle insurance, you are guaranteed to have at least that minimum amount of coverage. These benefits apply to all motor vehicles, including cars, trucks and motorcycles as…
On April 1st 2012 the Government of Nova Scotia launched updates to Section B insurance benefits. These increase the compensation available and bring the benefits roughly in line with those in New Brunswick. The changes were recommended by an independent review, and are included with every motor vehicle insurance policy in Nova Scotia. Benefit Current…
If you have been injured in a motor vehicle accident caused by somebody else, you may have access to benefits through your own insurance company. These are called Section B benefits. The benefits can help cover medical expenses like physiotherapy, prescription medications and medical equipment. They can also pay a portion of your lost income…
Après avoir été blessé(e) dans un accident, il se peut que vous soyez éligible pour la compensation de : perte de salaire passé et futur dépenses médicales passées et futures incapacité de faire votre maintenance domestique douleur, souffrance et perte de qualité de vie Le plafond de compensation pour blessures personnelles mineures s’applique seulement au…
If your doctor says the injuries you have sustained in an accident keep you from working, you may qualify for Weekly Loss of Income Payments. These are provided by your own insurance company as part of a Section B claim. Section B claims can cover two things: medical expenses and loss of income. Reimbursements for…
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