Long-Term Disability form with a pen on top

Long-Term Disability

lawyers distinction 2021 badge sm
badge axbsv4fs 1490028613 sm
Lexis nexus legal
Lexis nexus ethical
three best 2023
three best 2022
three best 2021
three best 2020
three best 2019
2022 CBRB Inc Logo sm
Visual list of CLG Injury Law awards

What is LTD Insurance Regulated?

LTD insurance in Canada is regulated at the provincial level and is therefore governed by your province’s laws, which may include:

  • Insurance Act
  • Statute of Limitations
  • Rules of Court

Are All LTD Policies The Same?

If you drive a car, you must have insurance. Since car insurance is legally required, all car insurance policies in that province are fairly similar and must offer at minimum a certain amount of coverage.

Disability insurance policies are different. Because you aren’t obligated to have an LTD policy, there is no legally defined minimum or “standard” coverage. That means all LTD policies are different and can vary greatly from one to the other.

A person with long-term disability in a wheelchair
How to Make a LTD Claim
Woman stressed out after her disability claim was denied
What to do if my Claim is Denied

Contact Us Today To Start The process

CLG Injury Law understands that your accident has had negative impacts on your life. Contact us today to get us fighting for you in your corner. Let’s get you back on the road of life.

Please enable JavaScript in your browser to complete this form.

CLG Injury Law Blog

An informed client is a happy client. Check out the latest CLG Injury Law News, Health & Safety Tips, Recalls, Law Briefs, and much more:


Driving Tips for Halloween

Halloween Safe Driving Tips for a Secure Celebration Halloween, which is on October 31st, is an exhilarating night in the...

Read More