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Long-Term Disability

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What is LTD Insurance Regulated?

LTD insurance in Canada is regulated at the provincial level and is therefore governed by your province’s laws, which may include:

  • Insurance Act
  • Statute of Limitations
  • Rules of Court
 

Are All LTD Policies The Same?

If you drive a car, you must have insurance. Since car insurance is legally required, all car insurance policies in that province are fairly similar and must offer at minimum a certain amount of coverage.

Disability insurance policies are different. Because you aren’t obligated to have an LTD policy, there is no legally defined minimum or “standard” coverage. That means all LTD policies are different and can vary greatly from one to the other.

A person with long-term disability in a wheelchair
How to Make a LTD Claim
Woman stressed out after her disability claim was denied
What to do if my Claim is Denied

Contact Us Today To Start The process

CLG Injury Law understands that your accident has had negative impacts on your life. Contact us today to get us fighting for you in your corner. Let’s get you back on the road of life.

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