The basics of Canada’s disability insurance plan

The basics of Canada’s disability insurance plan

Many residents of New Brunswick enjoy having benefits provided through their jobs. However, some Canadians may not realize that they may also be covered for any disability that may arise in their lives, including a long-term disability. Often a condition severe enough to cause long-term disability will strike out of nowhere leaving patients at a…

Rollover Car Accidents

Rollover Car Accidents

Automotive rollovers are considered to be one of the most dangerous types of collisions. When an accident causes the vehicle to turn over onto its side or roof, it is considered a rollover crash. These types of accident often cause important injuries to drivers and/or passengers, possibly even life-threatening injuries. Causes of rollovers The majority…

Spinal cord injury patient leaning to walk while the wheelchair sits in the foreground.

Spinal Cord Injuries – Making a Claim

Suffering a spinal cord injury (SCI) due to the negligence of another person is a life-altering event that warrants serious consideration and legal action. In Canada, if you’ve endured an SCI as a result of someone else’s negligence, you may be entitled to compensation not only for the injury but also for the resulting disability.

What forms are required to be completed to open my Section B claim?

What forms are required to be completed to open my Section B claim?

Automobile-Proof-of-Claim Employers-Confirmation-of-Income-Benefits To-Be-Completed-by-Attending-Doctor If you are injured in a motor vehicle accident, then you have the right to get insurance benefits from your own car insurance company, or the insurance company of the other driver, no matter who is at fault for the accident. These benefits are called “Accident Benefits” and include payment for medical…

What professionals assist spinal cord injury patients?

Spinal cord injuries can be devastating to the victim and to his or her family members. All too often, a catastrophic injury to the spinal cord robs individuals of their independence. When these injuries occur due to someone else’s negligence, it can increase the despondency victims often experience. Fortunately, there are numerous professionals in the…

My Long Term Disability benefits have been cut off. What can I do?

My Long Term Disability benefits have been cut off. What can I do?

First and foremost, it’s important to read the insurance company’s letter very carefully. They may have terminated your benefits for any number of reasons. If your benefits were terminated because a form is missing or some information was not provided, contact the insurance company immediately and try to get the paperwork to them as soon…

Do you qualify for long term disability benefits?

Do you qualify for long term disability benefits?

You may think you qualify for long term disability benefits, but it is difficult to know if this is true until you actually take the time to learn more about your policy. It doesn’t matter if you have benefits through your employer or have purchased your own policy, there are terms and conditions that govern…

Accident Benefits in New Brunswick (Section B)

Accident Benefits in New Brunswick (Section B)

If you were injured in a motor vehicle accident, then you have the right to get insurance benefits from your own car insurance company, or the insurance company of the other driver, no matter who is at fault for the accident. These benefits are called Accident Benefits (Section B) and include payment for medical and…

What to do if I suffer from injuries following a car accident?

What to do if I suffer from injuries following a car accident?

Car accidents can result in many different types of injuries. From minor to severe, the nature and extent of injuries depend on a many factors, such as the speed of the vehicles, the force of the collision and how seatbelts and airbags worked during the accident. Car accidents are a leading cause of injuries. In…

Do you qualify for Long-Term Disability?

Do you qualify for Long-Term Disability?

Most Long-Term Disability policies cover you no matter what injury or disability prevents you from working. Some policies, however, exclude certain specific illnesses; others may exclude illnesses that are compensable under a workplace compensation claim. Note that the disability must have happened since the time your LTD insurance was active, so any disability you had…

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