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First things first – Submitting your long term disability claim can be a little overwhelming and stressful. Here are 5 tips that can help you: 1. Ask your employer for the Long Term Disability Application package The package includes forms that you must fill out as to why you can’t work. It will include forms…
Most Long-Term Disability policies cover you no matter what injury or disability prevents you from working. Some policies, however, exclude certain specific illnesses; others may exclude illnesses that are compensable under a workplace compensation claim. Note that the disability must have happened since the time your LTD insurance was active, so any disability you had…
Last week, a 68-year-old female pedestrian was hit by a car and killed in the area of Tracadie, NB. She was attempting to cross the road when she was struck by a vehicle. The investigation is still ongoing, but we believe that low visibility may have been a factor. Read the full article here. This…
This article explores whether concussions can impact memory or intelligence after an accident.
If you have been injured because of someone else’s carelessness or recklessness, you may have the right to make a personal injury claim. The goal of compensation is that you are supposed to be no worse off than if the injury or accident never happened. It should restore what you have lost, or offset…
December 1 to 7 is National Safe Driving Week. As the winter months have made their arrival, Canadians should winter-proof their vehicles to make driving easier, safer and more reliable. 5 points to keep in mind when preparing your vehicle for winter: Ensure your lights are working properly In the winter especially, vehicles can be…
Yahoo! Sports published an article recently about football player Rashean Mathis from the Detroit Lions who expressed his views on concussions, wondering if they should be called brain injuries to convey their seriousness. […] One of the longstanding issues with concussions in the NFL is how they’ve been perceived. It isn’t unusual to hear…
Many people think about soft tissue injuries and wonder just how serious they can be. Here is something to consider: If a soft tissue injury is left untreated, it can cause a person pain for the rest of his or her life. For this reason, whiplash should be treated appropriately and without delay. There are…
If you have been injured because of someone else’s negligence or recklessness, you may have the right to make a personal injury claim. A claim against the at-fault driver is usually paid by his or her insurance company. More than 95% of these claims are settled without going to court. How do I proceed with…
As you know already, it is illegal to use hand-held wireless communication devices while driving in NB, NS and PEI. This law was put in place to help us remain focused while driving and keep our roads safer. However, using your cell phone isn’t the only thing that can distract you while driving. Many other…
Quebec is the only province in Canada requiring vehicles to be equipped with four snow tires during the winter. In 2007, 38 per cent of winter collisions involved vehicles without winter tires. That is when Quebec decided to pass this law to help lower the rate of crashes in the province. Winter tires are not…
The New Brunswick Disability Support Program was created to provide disability support for persons with disabilities. The following are required for eligibility in the program: Resident of New Brunswick Between the age of 19 and 64. Suffering from a long-term disability. Require disability support to address an unmet need. No two people are the same,…
If you have contributed to the Canada Pension Plan (CPP) and are unable to work as the result of a disability, you may be able to receive benefits in the form of a taxable monthly payment. You should not wait to submit your disability application. It takes approximately four months to receive a decision, so…
There are multiple modes of transportation that individuals who reside in Canada use to get from one place to another. Motor vehicles are one of those modes. So too is walking. When the two collide–literally–the outcome can be disproportionately devastating to pedestrians. While it is of course possible that individuals in a car could be…
As a group, motorcyclists are considered vulnerable road users. Every year for the past five years there have been at least 175 motorcyclist fatalities in Canada, according to the latest Canadian Motor Vehicle Traffic Collision Statistics. Motorcyclists make up at least 8.4 percent of annual motor vehicle fatalities. More than 647,000 registered motorcycles registered in…
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