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How to make an Insurance Claim against an at fault driver


If you have been injured because of someone else’s negligence or recklessness, you may have the right to make a personal injury claim. A claim against the at-fault driver is usually paid by his or her insurance company. More than 95% of these claims are settled without going to court.

How do I proceed with a claim?

You should retain a lawyer who specializes in personal injury litigation and ensure your lawsuit is filed within the accident claim deadlines in your province. You can get a free legal consultation to explore your legal options.

What can I claim?

The general rule of compensation is that you are supposed to be no worse off than if the injury or accident never happened. As such, you can claim compensation for the following:

  • Pain and suffering
  • Loss of quality of life
  • Loss of past and future income and ability to earn income
  • Health care expenses
  • Housekeeping and home maintenance expenses
  • The effect of the accident on your family relationships
  • Loss of future earning capacity and your loss of competitiveness in the workforce

The injury claim process

The injury claim process begins by notifying the insurance company that you intend to make a claim.

The insurance company will want information, but it is important that you not provide them written statements or sign any forms until you speak with a lawyer. Any information you give the insurance company can be used against you when you make a claim. It’s important to gather evidence to support your claim. This can include photos, written statements from witnesses, police records, medical records, and written reports from your doctor and other experts needed to prove your claim.

Remember to act quickly. Each province has deadlines for when a person must settle their injury claim or file a lawsuit. If you miss these deadlines, you may lose your right to compensation.

CLG Injury Law has been helping clients who have suffered injuries from car accidents for over 28 years. Our dedicated team will provide the expert support you can count on throughout your claim. Contact Us today for your free consultation.

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