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Accidents happen in an instant, and after you are injured it is important you understand your rights. Before you make statements to anyone, make sure you consult with a lawyer who can provide guidance. You can turn to CLG Injury Law for an honest assessment of your situation and direct legal advice. We are Atlantic Canada’s injury lawyers, and are known for our proven reputation and track record. We strive to get positive results that help clients and their families get the long-term financial assistance necessary to heal after an accident.
Over 50,000 Canadians suffer brain injuries every year; about half of those are from car accidents. Head injuries during accidents can occur from things as serious as a skull fracture to something as simple as hitting your head on the steering wheel. The sheer force of an accident, even if your head doesn’t make contact…
Concussions tend to be taken lightly. They don’t sound as bad as “traumatic brain injury”, but that’s what a concussion is. People often try to walk it off like they would with a scrape or a bruise, but a concussion can have severe and permanent effects on brain functions. That can mean expensive therapy and…
If you were wrongfully denied Long-Term Disability benefits (or they were wrongfully terminated), you may consider suing the insurance company to obtain your benefits. Who do I sue? In most LTD cases, you sue the insurance company that is refusing to pay your benefi ts. Sometimes it may be necessary to sue your employer or a…
If the insurance company has denied your long-term disability claim (or cut off your benefits) they will usually offer the possibility of an internal appeal. That basically means that they will look at your application again, run it through their system, and get back to you within their time limit (usually between 30 and 90…
A Disability Insurance policy is a contractual relationship between you and your insurance company. Like all contracts, it is governed by certain laws and regulations. Bad Faith It’s probably safe to assume that your insurance company has a lot more money (and more lawyers) at its disposal than you do. This means the “relationship” mentioned…
Long-term disability insurance is optional coverage, and many people who have it receive it as part of employment benefits. While this is often a convenient and affordable way to get LTD insurance, it can limit your options if your claim is denied or your benefits are terminated. People who are not part of a union…
Many people who have had their long-term disability benefits denied or terminated decide to seek advice from a disability lawyer. LTD cases can be particularly complex because their coverage varies from one policy to another and it isn’t always obvious why your benefits were denied or cut. With car accidents there are fairly clear-cut laws…
Long-term disability policies vary greatly from one to another and your policy may have certain benefit deductions, including the deduction of your Canada Pension Plan (CPP) benefits. LTD policies may allow the insurance company to deduct your CPP benefits in several different ways, including: Deducting a portion of CPP benefits or the entire amount Deducting…
If you have been in a car accident and are experiencing pain in your lower back, you might have a herniated disc, which could lead to months of debilitating pain. The pain might even radiate down your leg, making everyday activities such as driving difficult or impossible to perform. A herniated disc can be caused…
A whiplash injury results when the soft tissues in your neck suffer an injury from a sudden trauma. Whiplash is a common injury in automobile accidents, especially rear-end collisions. A whiplash injury is sometimes described as neck pain or neck strain. Additionally, your intervertebral joints, spinal discs, ligaments or cervical muscles may be affected if…
When you suffer a personal injury in an accident you may sustain nerve damage. Nerve damage can be as simple as mild compression or stretching of the nerve, or as serious as tearing or severance of the nerve. No matter how the nerve damage is sustained, it should be treated immediately to avoid long-term complications…
A serious traumatic accident can lead to broken bones, which may require casting, surgery or physical therapy. If someone else’s negligence has caused an accident in which you have suffered broken bones, a personal injury lawyer can help you file a claim to seek compensation for your injuries. Medical treatment is required for broken bones,…
In this article, we delve into the concept of chronic pain, its prevalence in Canada, and the legal recourse available to those who suffer from it.
The goal of insurance compensation is to allow you to regain what you have lost, or if that isn’t possible, to keep the same quality of life. If you have suffered a spinal cord injury – especially if it has caused paraplegia or quadriplegia – your insurance settlement should compensate you for the difficulties you…
Living with a long-term disability is already difficult enough, and having your benefits claim denied or terminated only makes the situation worse. Benefits can be denied – even when your claim is valid – for any number of reasons, including small technicalities or unclear evidence. Long-Term Disability insurance claims can be very complex and each…
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