Disability Insurance – Bad Faith

A Disability Insurance policy is a contractual relationship between you and your insurance company. Like all contracts, it is governed by certain laws and regulations. Bad Faith It’s probably safe to assume that your insurance company has a lot more money (and more lawyers) at its disposal than you do. This means the “relationship” mentioned…

Disability Benefits Denied or Terminated

Many people who have had their long-term disability benefits denied or terminated decide to seek advice from a disability lawyer. LTD cases can be particularly complex because their coverage varies from one policy to another and it isn’t always obvious why your benefits were denied or cut. With car accidents there are fairly clear-cut laws…

Deduction of CPP from Disability Benefits

Long-term disability policies vary greatly from one to another and your policy may have certain benefit deductions, including the deduction of your Canada Pension Plan (CPP) benefits. LTD policies may allow the insurance company to deduct your CPP benefits in several different ways, including: Deducting a portion of CPP benefits or the entire amount Deducting…

Rotator Cuff Injury

If you have been involved in an accident and your shoulder and arm are now throbbing, you might have a rotator cuff injury. Any powerful, thrusting movement, such as falling forward onto your outstretched hand, could cause a rotator cuff tear. The rotator cuff, which is a bundle of muscles and tendons, is responsible for…

Whiplash Injury Symptoms

A whiplash injury results when the soft tissues in your neck suffer an injury from a sudden trauma. Whiplash is a common injury in automobile accidents, especially rear-end collisions. A whiplash injury is sometimes described as neck pain or neck strain. Additionally, your intervertebral joints, spinal discs, ligaments or cervical muscles may be affected if…

Internal Bleeding Injuries After an Accident

After you have been involved in a serious accident, you should always seek medical treatment because you may have suffered internal bleeding. You may not realize it because the symptoms of internal bleeding don’t always appear immediately. Just about any kind of trauma, such as the trauma that can result from a car accident, can…

Broken Bones in a Serious Accident

A serious traumatic accident can lead to broken bones, which may require casting, surgery or physical therapy. If someone else’s negligence has caused an accident in which you have suffered broken bones, a personal injury lawyer can help you file a claim to seek compensation for your injuries. Medical treatment is required for broken bones,…

Spinal Cord Injury

The goal of insurance compensation is to allow you to regain what you have lost, or if that isn’t possible, to keep the same quality of life. If you have suffered a spinal cord injury – especially if it has caused paraplegia or quadriplegia – your insurance settlement should compensate you for the difficulties you…

Long-Term Disability Denied or Terminated

Living with a long-term disability is already difficult enough, and having your benefits claim denied or terminated only makes the situation worse. Benefits can be denied – even when your claim is valid – for any number of reasons, including small technicalities or unclear evidence. Long-Term Disability insurance claims can be very complex and each…

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