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If you are involved in a personal injury case, you may be scheduled for an examination for discovery. A brief overview is provided here, though your Halifax lawyer will review with you in advance the purpose and importance of this procedure for your case. What is an Examination for Discovery? An examination for discovery (also…
Social media is increasingly being used in litigation. Facebook, Twitter, Instagram and other social media can be used against you in your personal injury legal case in Nova Scotia. Can Social Media Be Used as Evidence? With increasing frequency, Facebook evidence is being admitted to court. The information is easily accessible and often public, making…
Anyone and everyone injured in an automobile accident in Atlantic Canada is entitled to statutory accident benefits for up to four (4) years or until you reach the maximum amount, whichever comes first, regardless of fault. Section B no-fault accident benefits are available from your automobile insurance policy or other party’s insurance policy. An application…
The most important element of a successful insurance claim is evidence. It’s important to gather as much as you can at the scene of the accident. Take pictures or a video walkaround of the scene if you can. If or when the police arrive at the scene of the accident, describe what happened to the…
Over 50,000 Canadians suffer brain injuries every year; about half of those are from car accidents. Head injuries during accidents can occur from things as serious as a skull fracture to something as simple as hitting your head on the steering wheel. The sheer force of an accident, even if your head doesn’t make contact…
Have you experienced a headache or nausea after an accident? You may have suffered a concussion. A concussion is a form of traumatic brain injury. You might feel fine at first, then begin experiencing symptoms after the adrenaline you got from the accident wears off. You might dismiss a headache following an accident as related…
The Government of New Brunswick has just announced draft regulations for consultation regarding the Minor Injury Cap for car accident victims in N.B. Consultations will be open for 30 days and proposed date for the changes to the law to become active is May 1st 2013. Changes to the minor injury cap include the following…
If your car accident was caused by another person you may receive a call from their insurance company soon after the accident, offering you money as a settlement. A settlement offer can seem generous at first, because the future costs of an injury are not always obvious. Loss of Income For example, if you can’t…
Snowmobiles and ATVs in NB, NS and PEI are considered motor vehicles and must be insured, which means you have access to the same benefits that you have with a car or motorcycle. Among other things, you are guaranteed protection against a claim from another person, as well as access to medical benefits if you…
Concussions tend to be taken lightly. They don’t sound as bad as “traumatic brain injury”, but that’s what a concussion is. People often try to walk it off like they would with a scrape or a bruise, but a concussion can have severe and permanent effects on brain functions. That can mean expensive therapy and…
If you were wrongfully denied Long-Term Disability benefits (or they were wrongfully terminated), you may consider suing the insurance company to obtain your benefits. Who do I sue? In most LTD cases, you sue the insurance company that is refusing to pay your benefi ts. Sometimes it may be necessary to sue your employer or a…
Every car insurance policy in Nova Scotia, New Brunswick and PEI provides a minimum amount of coverage and benefits that are defined by law. If you have motor vehicle insurance, you are guaranteed to have at least that minimum amount of coverage. These benefits apply to all motor vehicles, including cars, trucks and motorcycles as…
Following a motor vehicle accident, you will be contacted by your insurance company. They will ask questions about the accident and your injuries. It is usually OK to provide them with the information they need. However, beware of a call from an insurance agent representing the at-fault party. This agent, also known as an insurance…
If the insurance company has denied your long-term disability claim (or cut off your benefits) they will usually offer the possibility of an internal appeal. That basically means that they will look at your application again, run it through their system, and get back to you within their time limit (usually between 30 and 90…
A Disability Insurance policy is a contractual relationship between you and your insurance company. Like all contracts, it is governed by certain laws and regulations. Bad Faith It’s probably safe to assume that your insurance company has a lot more money (and more lawyers) at its disposal than you do. This means the “relationship” mentioned…
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