Anyone and everyone injured in an automobile accident in Atlantic Canada is entitled to statutory accident benefits for up to four (4) years or until you reach the maximum amount, whichever comes first, regardless of fault. Section B no-fault accident benefits are available from your automobile insurance policy or other party’s insurance policy.
An application must be submitted within 30 days of the accident. Accident benefits provide coverage for medical and rehabilitation expenses and other expenses such as attendant care and housekeeping if needed, and a level of income replacement for a period while you are unable to work because of your injuries. More information is available about section B benefits.
H2: Private Insurance Plans
Private health insurance plans, such a through your employment, may help provide additional financial relief from an automobile accident. However, your health insurance plan policy and forms will require that you disclose whether the expenses or application for short- or long-term disability benefits submitted are the result of an automobile accident as expenses recovered elsewhere cannot be paid twice.
Federal employment insurance (EI) sick benefits or Canada Pension Plan disability benefits might also provide you with income replacement. If you are ineligible for income replacement from these sources, provincial social assistance may be able to provide you with needed income.
Understanding your rights and compensation options is the first step to being fairly compensated for your injuries. For a free no obligation consultation from a lawyer at our firm, contact us at CLG Injury Law at 1-800-606-2529.