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Disability Benefits Denied or Terminated
Many people who have had their long-term disability benefits denied or terminated decide to seek advice from a disability lawyer. LTD cases can be particularly complex because their coverage varies from one policy to another and it isn’t always obvious why your benefits were denied or cut. With car accidents there are fairly clear-cut laws…
The days immediately following a spinal cord injury are tough
A person who suffers from a spinal cord injury is likely going to feel the effects of the injury right away. The initial injury to the spinal cord causes the nerve cells in the area to die or become damaged. That is what causes some of the effects of the spinal cord injury. It isn’t,…
The price of independence following a catastrophic injury
Recently, we have been focusing on catastrophic injuries in our blog because it is impossible to overstress how much damage such injuries can do to a person’s life. The physical damage alone is life-changing, but the emotional and mental impact these injuries have can be just as devastating. Spinal cord injuries are particularly tragic due…
Why You Should Not Drive With Headphones
There is a long list of things you should not do while driving. Anything that requires you to take your hands off the wheel, your eyes off the road, or your attention from the task at hand should be avoided. Now, you may think driving with headphones is the same as listening to music through…
Long-Term Disability Insurance Appeal
If the insurance company has denied your long-term disability claim (or cut off your benefits) they will usually offer the possibility of an internal appeal. That basically means that they will look at your application again, run it through their system, and get back to you within their time limit (usually between 30 and 90…