Do I need to answer to the Defendant’s insurance company?


Have you recently been involved in a motor vehicle accident? If so, you are probably aware of the actions a third party will take in order to insure you are not going to open up a claim against them. In other words, an insurance representative will often contact you in order to offer you a monetary settlement, in hopes of avoiding further action. There is, however, a catch to this. Did you know that in such a situation, you have absolutely no obligation to speak to the insurance representative?

There are two reasons motivating the insurance company to reach out to you:

  • They want to collect information in regards to the causation of the accident
  • They want to take action in order to reduce the payout they could be on the line for

In brief, the insurance company is contacting you with their best interest in mind, rarely yours. It is seldom that any company will pay upfront medical expenses or things of the sorts, which is why personal injury lawyers suggest steering away from giving information to insurance companies.  Their goal in collecting information from you is to assess the payout they may be subject to in the case where a full claim would be submitted.

Before taking any action and responding to any questions, contact a personal injury lawyer for an upfront consultation. Our lawyers will give you a rundown of your rights in order to insure you make a decision that will go hand in hand with your best interests. Call us today: 1-800-606-2529 toll free or visit our website at for more information.

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