Paraplegia and Tetraplegia (Quadriplegia) – How family members can help
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Paraplegia and Tetraplegia (Quadriplegia) – How family members can help

Motor Vehicle Accidents are a prevalent cause of serious spinal cord injuries, often leading to the life-changing conditions of Paraplegia and Tetraplegia.

Facts about New Brunswick’s Disability Support Program

Facts about New Brunswick’s Disability Support Program

The Disability Support Program in New Brunswick provides flexible support for disabled people. Personal disability support plans are developed that allow disabled individuals to have their unmet needs addressed to help each person participate in the community. Some of the disability support that this program may provide includes: — Personal living skills training — Support…

Long Term Disability Benefits – FAQ about suing the Insurance Company

Long Term Disability Benefits – FAQ about suing the Insurance Company

If you were wrongfully denied Long Term Disability benefits, or they were wrongfully terminated, you may consider suing the insurance company to obtain your benefits. We are answering the most commonly asked questions regarding suing the insurance company. Who do I sue? In most Long Term Disability cases, you sue the insurance company that is…

My Long Term Disability benefits have been cut off. What can I do?

My Long Term Disability benefits have been cut off. What can I do?

First and foremost, it’s important to read the insurance company’s letter very carefully. They may have terminated your benefits for any number of reasons. If your benefits were terminated because a form is missing or some information was not provided, contact the insurance company immediately and try to get the paperwork to them as soon…

Suing the Insurance Company for Disability Benefits

If you were wrongfully denied Long-Term Disability benefits (or they were wrongfully terminated), you may consider suing the insurance company to obtain your benefits. Who do I sue? In most LTD cases, you sue the insurance company that is refusing to pay your benefits. Sometimes it may be necessary to sue your employer or a…

Disability Insurance – Bad Faith

A Disability Insurance policy is a contractual relationship between you and your insurance company. Like all contracts, it is governed by certain laws and regulations. Bad Faith It’s probably safe to assume that your insurance company has a lot more money (and more lawyers) at its disposal than you do. This means the “relationship” mentioned…

Disability Benefits Denied or Terminated

Many people who have had their long-term disability benefits denied or terminated decide to seek advice from a disability lawyer. LTD cases can be particularly complex because their coverage varies from one policy to another and it isn’t always obvious why your benefits were denied or cut. With car accidents there are fairly clear-cut laws…

Deduction of CPP from Disability Benefits

Long-term disability policies vary greatly from one to another and your policy may have certain benefit deductions, including the deduction of your Canada Pension Plan (CPP) benefits. LTD policies may allow the insurance company to deduct your CPP benefits in several different ways, including: Deducting a portion of CPP benefits or the entire amount Deducting…

Long-Term Disability Denied or Terminated

Living with a long-term disability is already difficult enough, and having your benefits claim denied or terminated only makes the situation worse. Benefits can be denied – even when your claim is valid – for any number of reasons, including small technicalities or unclear evidence. Long-Term Disability insurance claims can be very complex and each…

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