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Courts have recognized that certain types of contracts provide for peace of mind. Namely, it is the case for disability insurance contracts as found in the case of Fidler v. Sun Life Assurance Company of Canada, 2006 SCC 30. The insurer had refused to pay benefits owed to the plaintiff. The trial judge awarded $20,000 in…
A closed-brain injury is caused by a blow to the brain, such as from a vehicle collision, a fall, or a rapid acceleration. Closed-brain injuries tend to be less obvious than open brain injuries, and can be overlooked as there may be no visible signs of damage to the skull. It is possible to suffer…
There is a long list of things you should not do while driving. Anything that requires you to take your hands off the wheel, your eyes off the road, or your attention from the task at hand should be avoided. Now, you may think driving with headphones is the same as listening to music through…
It is always a good idea to prep your car before taking a trip, so you do not run into any problems on the road. Use this checklist to prepare yourself and your vehicle for what lies ahead. Check Your Tires To help ensure a disaster-free road trip, check your tires for any signs…
If you find yourself making a long term disability insurance claim in New Brunswick, you hope that everything goes as planned. This means receiving benefits as quickly as possible, as you don’t want to get too far behind in regards to your finances. Unfortunately, it’s not uncommon in today’s world for a long term disability…
Suffering an injury is something that can negatively affect your life. In some cases, the injury might be so severe that you are unable to work or enjoy life in the manner in which you are accustomed. If that is the case, you might wonder if you can apply for the Severe Permanent Disability Benefit….
Many road tragedies occurred in the last few months causing death and serious injuries that could have been avoided. Common factors leading to these fatalities and serious injuries are impaired driving, distracted driving, speeding and not wearing seatbelts. Impaired Driving Even though people are aware that driving under the influence is illegal, it doesn’t always…
Have you experienced a headache or nausea after an accident? You may have suffered a concussion. A concussion is a form of traumatic brain injury. You might feel fine at first, then begin experiencing symptoms after the adrenaline you got from the accident wears off. You might dismiss a headache following an accident as related…
Following a car accident in which your vehicle is declared a total loss, your insurance company will indemnify your loss by giving you the current value of your vehicle, regardless of the outstanding debt balance on your vehicle. That means that if a car identical to yours has a resale value of $9 000, that’s…
Des preuves solides sont l’élément le plus important d’une réclamation d’assurances réussie. Il est important d’en recueillir autant que possible sur les lieux de l’accident. Prenez des photos ou un vidéo des lieux si possible. Si ou quand les policiers arrivent, décrivez-leur ce qui est arrivé mais n’offrez pas d’opinion aux autres gens présents (qui…
Vous venez d’être impliqué dans un accident de la route. En regardant les alentours, vous vous demandez quelle information vous devez recueillir. Les dix choses suivantes pourront grandement aider votre processus de réclamation d’assurance. Cherchez-vous quoi faire après avoir quitté le lieu de l’accident? Voyez notre article qui explique quoi faire après un accident. 1…
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