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Before deciding to file a personal injury law claim, the individual involved usually receives an offer of settlement from the insurance company involved in the matter. Their goal, by offering compensation, is to deter the individual from filing a legal claim. With that being said, an individual will often file a personal injury claim in…
If you’ve had the misfortune of being in a car accident or know someone who has been involved in one, you may know to what extent insurance coverages come into play when determining the compensation each party involved will receive. You may not know, however, that insurance companies tag onto automobile policies a coverage called…
You can’t speak about a personal injury law case without speaking of pecuniary and non-pecuniary losses. These two terms are in fact directly correlated with the term compensation. If you hire a personal injury lawyer for your case and your case is indeed won, the amount of money you will receive for compensation of your…
When someone is injured in a motor vehicle accident, there are certain procedures in place in order to insure their well-being. In the event of an accident, we call the compensation offered to the victim compensatory damages. In fact, this type of compensation is meant to place the victim of a motor vehicle accident in…
It isn’t for any reason that you are urged to take action in pursuing your case shortly after the situation has occurred. The reason why you are urged to act quickly is because there are time limits that you must respect, also known as the Statute of Limitations. In other words, there is a time…
Every car insurance policy written in the maritimes is obliged to, by law, cover a minimum amount of coverage and benefits. Every vehicle owner is minimally insured with what we commonly refer to as PLPD. These minimum benefits apply to all motor vehicles, whether it be an automobile, a motorcycle, a truck, a snowmobile or…
After you have successfully made a claim against an at-fault driver, the insurance company will compensate you. The insurance company has the right to pay your injury claim as a one-time payment (lump sum). This payment includes compensation for things that will happen in the future (i.e. future pain and suffering, future expenses, etc). The…
When you’re in the process of seeking compensation for the injuries you suffered following a motor vehicle accident, you are entering into an extended negotiation process with the insurance company. You will be dealing with an insurance adjuster whose job is to settle claims for as little cost to the insurance company as possible. Here…
Many residents of New Brunswick enjoy having benefits provided through their jobs. However, some Canadians may not realize that they may also be covered for any disability that may arise in their lives, including a long-term disability. Often a condition severe enough to cause long-term disability will strike out of nowhere leaving patients at a…
You may think you qualify for long term disability benefits, but it is difficult to know if this is true until you actually take the time to learn more about your policy. It doesn’t matter if you have benefits through your employer or have purchased your own policy, there are terms and conditions that govern…
Most Long-Term Disability policies cover you no matter what injury or disability prevents you from working. Some policies, however, exclude certain specific illnesses; others may exclude illnesses that are compensable under a workplace compensation claim. Note that the disability must have happened since the time your LTD insurance was active, so any disability you had…
If you have been injured because of someone else’s carelessness or recklessness, you may have the right to make a personal injury claim. The goal of compensation is that you are supposed to be no worse off than if the injury or accident never happened. It should restore what you have lost, or offset…
If you have been injured because of someone else’s negligence or recklessness, you may have the right to make a personal injury claim. A claim against the at-fault driver is usually paid by his or her insurance company. More than 95% of these claims are settled without going to court. How do I proceed with…
The New Brunswick Disability Support Program was created to provide disability support for persons with disabilities. The following are required for eligibility in the program: Resident of New Brunswick Between the age of 19 and 64. Suffering from a long-term disability. Require disability support to address an unmet need. No two people are the same,…
If you have contributed to the Canada Pension Plan (CPP) and are unable to work as the result of a disability, you may be able to receive benefits in the form of a taxable monthly payment. You should not wait to submit your disability application. It takes approximately four months to receive a decision, so…
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